Eligibility
Malaysian Citizen Only.
18 Year Old & Above.
Minimum Loan Amount of RM1,000.
Required Documents
- Original NRIC (Front & Back)
- Selfie While Holding The NRIC
- Latest 3 Months Bank Statement
- Latest 3 Months Payslip
- Latest EPF or Tax Declaration Form
- Proof of Residential (Utility Bills)
- Original NRIC (Front & Back)
- Selfie While Holding The NRIC
- Latest 6 Months Bank Statement & Proof Of Income
- Latest EPF or Tax Declaration Form
- Proof Of Residential (Utility Bills)
How To Apply?
Download EM Loan app from App Store or Play Store.
Sign up with a valid phone number.
Fill up your personal info.
Perform account verification (E-KYC by CTOS).
Select your amount & loan tenure.
Fill up required information & submit relevant documents.
Validate and accept our loan offer.
Perform an online attestation recording via live meeting or pre-record attestator video.
Sign the loan agreement digitally.
Rate & Charges
12 - 18%
Interest Rate (subject to approval)
RM 50
Admin Fee
0.5%
Stamping Fee (% of loan amount)
RM 10
Wakalah Fee
Express Mortgage & Loan Sdn. Bhd.
202001039140 (1395461-K)
No.11-A, 1st Floor, Jalan USJ 10/1c,
47620 Subang Jaya, Selangor, Malaysia.
Weekdays 9AM - 5PM, Saturday 9AM - 1PM
+6010-3711388 / +6011-26217388
LICENSE NO. OF MONEY LENDING
WL7707/10/01-2/110325
PDPA CERTIFICATION OF REGISTRATION
ML-SB20072022-01639
LICENSE NO. OF ADVERTISING PERMIT
WP7707/10/01-2/110325
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