Skip to content

EM Loan

Online Personal Loan Application

Express Mortgage & Loan (EM Loan) is a platform for customer to apply loan, attestation, sign agreement and get disbursement without having to personally walk into our premises. It is convenient and time-efficient for our customers. 

How to apply loan online

Eligibility

Malaysian Citizen Only.

18 Year Old & Above.

Minimum Loan Amount of RM1,000.

Required Documents

How To Apply?

Download EM Loan app from App Store or Play Store.

Sign up with a valid phone number.

Fill up your personal info.

Perform account verification (E-KYC by CTOS).

Select your amount & loan tenure.

Fill up required information & submit relevant documents.

Validate and accept our loan offer.

Perform an online attestation recording via live meeting or pre-record attestator video.

Sign the loan agreement digitally.

Rate & Charges

12 - 18%

Interest Rate (subject to approval)

RM 50

Admin Fee

0.5%

Stamping Fee (% of loan amount)

RM 10

Wakalah Fee

Express Mortgage & Loan Sdn Bhd
202001039140 (1395461-K)

No.11-A, 1st Floor, Jalan USJ 10/1c,
47620 Subang Jaya, Selangor, Malaysia.

Weekdays 9AM - 5PM, Saturday 9AM - 1PM

+6011-26217388

LICENSE NO. OF MONEY LENDING

WL7707/10/01-2/110325

PDPA CERTIFICATION OF REGISTRATION

ML-SB20072022-01639

LICENSE NO. OF ADVERTISING PERMIT

WP7707/10/01-2/110325

[ ENG ]