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About Us

EM Loan is a legally licensed entity under the Ministry of Housing and Local Government (KPKT). Our dedicated team assists clients in resolving their financial challenges through legal means. We specialize in unconventional financing and tailor solutions to match each client’s unique financial situation.

Our company, Express Mortgage & Loan Sdn Bhd, is one of the approved pioneer “Credit Community” providers under KPKT. We continually enhance our current product offerings, including personal financing, while also developing new financial products such as business loans, product financing, and mortgage loans. With more than 10 years of experience in the financial industry, we have been proudly serving clients across Malaysia.

After careful consideration, we have expanded into digital lending. It will be an automated digital process encompassing onboarding, disbursement, and repayment, streamlining the entire micro-financing journey.

Kuala Lumpur

Mission & Vision

We are passionate about helping our customers of today and the generations to come. We value an uncompromising dedication to understanding and meeting our clients’ financial needs.

Our mission is to better the lives of individuals and businesses in our region with financial services through technology.

Our vision is to be one of the leading financial institutions in Malaysia to help our clients in solving their financial problems.

Mission & Vision

We are passionate about helping our customers of today and the generations to come. We value an uncompromising dedication to understanding and meeting our clients’ financial needs.

Our mission is to better the lives of individuals and businesses in our region with financial services through technology.

Our vision is to be one of the leading financial institutions in Malaysia to help our clients in solving their financial problems.

Code of Conduct

– Act with honesty and integrity.
– Strive for customer satisfaction.
– Accept individual and corporate responsibility.

Company Milestones

30 Nov 2020

Our company is established on 30th of November in 2020.

company office

7 Sept 2022

Authority (KPKT) inspection visit.

13 Dec 2022

EM Loan has obtained its official license from KPKT.

KPKT License is granted.

Express Mortgage & Loan Sdn. Bhd.
202001039140 (1395461-K)

No.11-A, 1st Floor, Jalan USJ 10/1c,
47620 Subang Jaya, Selangor, Malaysia.

Weekdays 9AM - 5PM, Saturday 9AM - 1PM

+6011-26217388

LICENSE NO. OF MONEY LENDING

WL7707/10/01-2/110325

PDPA CERTIFICATION OF REGISTRATION

ML-SB20072022-01639

LICENSE NO. OF ADVERTISING PERMIT

WP7707/10/01-2/110325

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