Online Personal Loan
EM LOAN
Download EM Loan app & apply loan in just a few click
100% digital process with quick approval
No handling fees or extra charges
Your preferred online loan solution.
EM Loan
is regulated by KPKT Malaysia
10+
years of experience
Passionate
about helping our customers
Why choose EM Loan?
Lowest
Interest Rate
Unlock your financial potential with our loans featuring the lowest interest rates in the market.
Licensed and
Legit Services
Experience peace of mind with our licensed and legitimate financial services in Malaysia.
Higher Flexibility
for Civil Servants
Government servants may enjoy enhanced flexibility with our tailored loan solutions.
Online
Application
Experience hassle-free loan applications with EM Loan’s user-friendly online platform.
Flexible
Payment Terms
Choose repayment terms that suit your budget, ranging from 6 months to 5 years.
Multifaceted
Repayment
Enjoy the convenience of multiple repayment methods to settle your loan with ease.
Our Products
Personal Loan
Do you need capital to pay for personal expenses like debt consolidation, home remodeling, medical bills, holiday spending, or perhaps the cost of your education or marriage?
You can get the necessary financial flexibility with personal loans. Contact us to find out how we can assist you with your needs.
Product Financing
Do you need to purchase a phone, motorcycle, furniture, accessories, appliances, or anything else but lack the cash up front?
Don’t worry. Contact us or apply for our simple financing plan by downloading the mobile app.
Eligibility
Malaysian Citizen
18 Year Old & Above
Min Loan Amount of RM1,000
Sounds interesting?
Check your estimated monthly instalment.
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Express Mortgage & Loan Sdn. Bhd.
202001039140 (1395461-K)
No.11-A, 1st Floor, Jalan USJ 10/1c,
47620 Subang Jaya, Selangor, Malaysia.
Weekdays 9AM - 5PM, Saturday 9AM - 1PM
+6010-3711388 / +6011-26217388
LICENSE NO. OF MONEY LENDING
WL7707/10/01-2/110325
PDPA CERTIFICATION OF REGISTRATION
ML-SB20072022-01639
LICENSE NO. OF ADVERTISING PERMIT
WP7707/10/01-2/110325
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