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EM Loan Mobile App

Online Personal Loan

EM LOAN

Download EM Loan app & apply loan in just a few click

100% digital process with quick approval

No handling fees or extra charges

Your preferred online loan solution.

EM Loan

is regulated by KPKT Malaysia

10+

years of experience

Passionate

about helping our customers

Why choose EM Loan?

Lowest
Interest Rate

Unlock your financial potential with our loans featuring the lowest interest rates in the market.

Licensed and
Legit Services

Experience peace of mind with our licensed and legitimate financial services in Malaysia.

Higher Flexibility
for Civil Servants

Government servants may enjoy enhanced flexibility with our tailored loan solutions.

Online
Application

Experience hassle-free loan applications with EM Loan’s user-friendly online platform.

Flexible
Payment Terms

Choose repayment terms that suit your budget, ranging from 6 months to 5 years.

Multifaceted
Repayment

Enjoy the convenience of multiple repayment methods to settle your loan with ease.

Our Products

Personal Loan is one of the EM Loan's licensed services.

Personal Loan

Do you need capital to pay for personal expenses like debt consolidation, home remodeling, medical bills, holiday spending, or perhaps the cost of your education or marriage?

You can get the necessary financial flexibility with personal loans. Contact us to find out how we can assist you with your needs.

Product financing is one of the EM Loan's licensed services.

Product Financing

Do you need to purchase a phone, motorcycle, furniture, accessories, appliances, or anything else but lack the cash up front?

Don’t worry. Contact us or apply for our simple financing plan by downloading the mobile app.

Eligibility

Malaysia Flag

Malaysian Citizen

18 Year Old & Above

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Min Loan Amount of RM1,000

Sounds interesting?
Check your estimated monthly instalment.

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Express Mortgage & Loan Sdn Bhd
202001039140 (1395461-K)

No.11-A, 1st Floor, Jalan USJ 10/1c,
47620 Subang Jaya, Selangor, Malaysia.

Weekdays 9AM - 5PM, Saturday 9AM - 1PM

+6011-26217388

LICENSE NO. OF MONEY LENDING

WL7707/10/01-2/110325

PDPA CERTIFICATION OF REGISTRATION

ML-SB20072022-01639

LICENSE NO. OF ADVERTISING PERMIT

WP7707/10/01-2/110325

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